Miljoen huishoudens beleggen niet, ondanks geld voor rendement

Many Dutch households are missing opportunities to increase returns on their savings despite having sufficient financial capacity to invest. According to research by the Dutch Financial Authority (AFM), approximately one-third of households do not invest while holding more liquid assets than recommended emergency buffers. Around 800,000 households face potential future financial shortfalls due to insufficient pension contributions, making investment a potentially valuable supplement. The main barriers to investing are lack of knowledge, high risk perception, and misconceptions about required